Financial Ombudsman helps out Swiss franc borrowers
Financial Ombudsman, acting on the basis of the Act of 5 August 2015 on complaint handling procedure by financial service
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Abusiveness of the index clause of the credit as a reason for invalidity of the credit agreement
In the judgment of 22nd August 2016 the District Court in Warsaw analysed how the abusiveness of the index clauses
Read moreRecovery of undue performance collected under flawed indexed credit agreement
In the judgment District Court in Warsaw took into consideration debtor’s claim that demanded payment for undue performance to the
Read moreA significant view on the case – the Financial Ombudsman and the President of Office of Competition and Consumer Protection standing on the side of the debtors
Recently both the President of Office of Competition and Consumer Protection (“UOKiK) as well as the Financial Ombudsman became interested
Read moreA domestic court is obligated to examine ex officio conformity of the terms of a consumer credit agreement to the EU law
The request of the Czech court for a preliminary ruling related to the case where under bankruptcy proceedings spouses R.
Read moreA lawyer concluding an agreement with a bank is a consumer
The Court of Justice of the European Union once again was in favour of a broad understanding of the concept
Read moreLegally valid ruling on unlawful nature of credit indexation according to CHF exchange rate
The proceedings before the Appeals Court in Szczecin that ended in the aforesaid ruling were instituted as a result of
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Court of Justice of the European Union about credits denominated according to the CHF rate of exchange
The Court gave a preliminary ruling on a question raised by the Hungarian Supreme Court concerning interpretation of the regulations
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Indexation of credit repayments according to the CHF exchange rate fixed by the bank – abusive clauses in mortgage credit agreements
A mortgage credit agreement was concluded between the plaintiff and the sued bank indexed to the Swiss franc. Due to
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A consumer has legal interest in demanding that a clause already entered in the register of unlawful clauses be declared unlawful
In the case in question, the plaintiffs demanded that provisions of a credit agreement indexed to the Swiss franc exchange
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