Financial Ombudsman helps out Swiss franc borrowers
Financial Ombudsman, acting on the basis of the Act of 5 August 2015 on complaint handling procedure by financial service
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Abusiveness of the index clause of the credit as a reason for invalidity of the credit agreement
In the judgment of 22nd August 2016 the District Court in Warsaw analysed how the abusiveness of the index clauses
Read moreA lawyer concluding an agreement with a bank is a consumer
The Court of Justice of the European Union once again was in favour of a broad understanding of the concept
Read moreLegally valid ruling on unlawful nature of credit indexation according to CHF exchange rate
The proceedings before the Appeals Court in Szczecin that ended in the aforesaid ruling were instituted as a result of
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Indexation of credit repayments according to the CHF exchange rate fixed by the bank – abusive clauses in mortgage credit agreements
A mortgage credit agreement was concluded between the plaintiff and the sued bank indexed to the Swiss franc. Due to
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A consumer has legal interest in demanding that a clause already entered in the register of unlawful clauses be declared unlawful
In the case in question, the plaintiffs demanded that provisions of a credit agreement indexed to the Swiss franc exchange
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Unlawful clauses in credit agreementss
The editors of UCLP have analysed the contents of clauses most frequently used by banks in credit agreements indexed/valorized to
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